Tina Stanko RE/MAX Preferred Group
Serving Greater Cincinnati www.tinastanko.com Cincinnati, OH 45208
Office: (513) 476-1289 Fax: (513)297-0728 Cell: (513) 476-1289
Relocation Certified & Trained REO Certified & Trained
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| Mortgage Rates |
National |
Average
Rate* |
| 30-Year Fixed |
3.77% |
| 15-Year Fixed |
2.88% |
| 5/1 ARM |
2.66% |
| * Conforming FNMA Loan Amount. Rates may include points.
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Information updated: 5/24/2013
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Houses are Selling ! ! !
Welcome To The Team STANKO Website
If you are thinking of buying or selling real estate in the Cincinnati area, or are being transferred in or out of the area, you have come to the right place. Our web site offers information for home buyers and home sellers, as well as featured homes for sale in the Cincinnati area, easy access to our local MLS (Multiple Listing Service), and plenty of related links offering general information about real estate and our great city.
You will meet Tina, Jennifer, Keith and Anisa who together will help you with your Cincinnati real estate needs. They are full time professionals with many years experience providing "Top Notch" service to both home buyers and sellers. Whether working as marketing specialists or assisting buyers find the home of their dreams, the entire team dedicated to the satisfaction of all of their clients.
Please feel free to browse through our web site, and if you have any questions or need additional information on any of our fine homes for sale, just contact us.
The most important thing when choosing a real estate professional is to find someone you can trust. Team STANKO has a history of success and integrity in real estate that you can depend on. We are experienced negotiators with expert knowledge of the local market. You can count on us to always work with your interests in mind, and to represent you and your wishes to the best of our abilities.
We Have Extensive Experience In Short Sales
(Selling a Home for Less than You Owe)
In todays market sometimes you find yourself upside down with your mortgage. Many cases it's better for you and the Lender to work something out so you can move on with your life without being cash strapped. Many people find themselves needing to move for other career oportunities. Whatever the case, we have the needed experience to work with you. We know how to aproach the lenders, what needs to be done to market your home, and work out all the details to get you moving forward.
Call us and lets get started TODAY!
Tina 513-476-1289
Jennifer 513-317-7769
Keith 513-476-1289
Anisa (office Admin.) 513-474-6767
Team Stanko is Relocation Certified.
Rest Assured You'll Have a Great Home Shopping Experience
Meet The Team
Tina Stanko
Senior Realtor Specialists
Jennifer Allred
Realtor Buyer Agent
Keith Stanko
Transaction Coordinator
Anisa Chitwood
MLS Coordinator

What, Is That Light At The End Of The Tunnel?
Real Estate is looking up. Home values are up about 3% over last year! Lets get the cake and balloons and have a party. Well, that does not make much of a dent in the lows of last year but we are going in the right direction.
Just this week I had three different clients who wanted to wait a day to write an offer on a home to find out the property was under contract the day before. Yes they were all good deals and went quickly. You would think I am bum-in but on the contrary. I'm excited the real estate interest has picked up a lot.
Nothing like Spring to get everyone out of the house thinking of a fresh start. Planting flowers, yard work, and moving to that dream home. It seems Cincinnati is getting closer to the point where Buyers and Sellers are at equilibrium. If you have a home to sell and price it according to the market you will see lots of foot traffic and serious offers. On the other side, Buyers still have plenty of bargains out there but you must jump when you see them.
As Cato Said:
He Who Hesitates In Real Estate Is Lost
Well Something Like That
Buyers Market / Sellers Market
Today it is a 'Buyers Market'. (Don't I have a knack for stating the obvious)? If you're a buyer you have your choice from an over abundance of housing. It doesn't matter what price range you are in. Ranging from under $100,000 to over $1 million. There is plenty of inventory to choose from.
My sellers always seem to ask, "Should I wait to sell my house when the market is better"? My response is the following two questions:
- How long do you want to hold off on resuming your life?
- Don't you want a great deal on your next home?
Let's face it most people move to the next house because of children or family. Either you're starting a new family, want your children in a better school district or you are looking for a neighborhood with activities close by. So in my opinion you are putting your life on hold if you wait.
Maybe you won't make as much money on your current house as you thought. Well good news, you will make it up and more with your new purchase on the other end. Sounds strange you say? Suppose your house sells for $100,000 maybe that was 25% less than you anticipated. That amounts to $33,000 less. Okay now you purchase a house for $200,000, the seller also took a hit of 25% or $66,000 less. With all things equal you really made out well. This house may not have been affordable to you at it's original price of $266,000.
Bottom Line:
In Real Estate it's either a 'Sellers Market' or a 'Buyers Market'. Most people are selling a home to buy another. Either you make money on selling or you save money on buying.
TODAY'S A GREAT DAY TO LOOK FOR YOUR DREAM HOME!
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How do I know if I need a real estate attorney at closing?
A real estate contract is a legal document, which generally comes with financial obligations and repercussions for the principals involved. It deserves a fair amount of respect and handling of professionals who specialize in real estate transaction.
According to the National Association of Realtors, most residential real estate transactions are closed without the involvement of an attorney representing any of the principals. Title companies still close more transactions than attorney's offices, though the documents that the title company prepares to securely transfer title from one principal to another are always reviewed by an attorney associated with the closing title company. This attorney are not representing you, but the interest of the lending institution.
A real estate contract represents a obligation for a buyer or a seller. Your real estate agent has a fiduciary duty to take care of you. A real estate agent isn't an attorney so it is best to consult a professional for specific legal advise.
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